Managing personal finances is hard, that’s no secret. Sometimes things go my way and I have a few spare dollars and I can afford an extra coffee or some toys for my daughter. However, sometimes there’s an extra bill that I didn’t expect, or sometimes the winter seems to drag on and the heating bill is more expensive than last year.   As a customer of RBC, I’m excited to announce that they are launching a tool that gives us an advantage in planning and everyday spending to manage our  ...