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Home Insurance is another one of those ‘you don’t need it until you NEED it’ things.

Protect yourself with Canada’s first customizable home insurance policy. With Square One, you can personalize your limits, coverages and deductibles. In other words, you choose what to insure and how much to insure it for.

As promised, here’s your

Quick 5-minute Home Insurance Quote Estimate Tool:

What Can I Insure with Home Insurance?

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House coverages

Your house is probably the largest asset you own. So, properly protecting it is really important.

Building: 

This coverage protects, on a guaranteed replacement cost basis, the main structure of your house as well as attached garages, swimming pools and hot tubs.

Detached structures, fences and landscaping: 

This optional coverage protects any structures located on the property that are not attached to your house, including carriage homes, docks, garages, gazebos, workshops and sheds.

Personal property and specialty coverages. 

Traditional providers don’t give you much control when it comes to insuring the contents of your home. They include pre-packaged protection that is based on your house’s rebuild cost.

At Square One, you decide what specialty property you insure and for how much.

Bicycles, sporting equipment and watercraft: 

This optional coverage protects any personal and portable equipment used for athletic or recreational activities. This includes cycling, equestrian, fishing, golf, hang-gliding, hockey, hunting, paragliding, shooting, skating, skiing, snowboarding, surfing and windsurfing.

Business property: 

This optional coverage protects any property that you use as part of your trade, profession or occupation.

Fine arts and collectibles: This optional coverage protects visual art, including paintings, sculptures, drawings, limited edition prints, and other pieces that cannot be easily replaced, like hand-woven or hand-knotted rugs or carpets made in Asia.

Jewellery and watches: This optional coverage protects objects designed for the adornment of the body, including necklaces, bracelets, rings, earrings, watches and precious stones.

Personal property: This mandatory coverage protects all the other “moveable” property you own.

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