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How to Stick to Christmas Budget

Oh, sure it’s all fun when I’m tapping the credit card in exchange for gifts that you just know everyone is going to really love. Until the bill comes in January and I have to figure out how to pay. I’ve been here more than a few times and the shops don’t make it easy. Everything is on special, the lights are shining and the shelves are just packed with present ideas. Money is always the last thing on my mind. In fact, did you know that $1.1 billion were loaded in  ...

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